Financing a 2.4-ton truck is increasingly becoming a preferred financial solution for individuals and businesses. The Hyundai IZ49 Do Thanh stands out with its robust transport capabilities, fuel efficiency, and attractive installment plans. This article provides a detailed loan calculation table to help you easily own this truck.
Hyundai IZ49 2.4-Ton: Detailed Installment Payment Calculation
With a price of 365 million VND, financing a 2.4-ton Hyundai IZ49 truck becomes more accessible than ever. Below is a sample calculation for purchasing an IZ49 2.4-ton truck with a down payment of 100 million VND, an interest rate of 0.7% per month, and a loan term of 5 years (60 months).
Table 1: Loan Information
Vehicle Price (VND) | Down Payment (VND) | Loan Amount (VND) | Interest Rate (%/month) | Loan Term (months) |
---|---|---|---|---|
365,000,000 | 100,000,000 | 265,000,000 | 0.7 | 60 |
Table 2: Breakdown of Principal, Interest, and Monthly Payments
The table below shows the principal, interest payable each month, and the remaining balance after each payment period.
Month | Principal (VND) | Interest (VND) | Principal + Interest (VND) | Remaining Balance (VND) |
---|---|---|---|---|
1 | 4,416,667 | 1,855,000 | 6,271,667 | 260,583,333 |
… | … | … | … | … |
60 | 4,416,667 | 30,917 | 4,447,583 | 0 |
Total | 265,000,000 | 56,577,500 | 321,577,500 |
Note: The above calculation is for reference only. Actual interest rates and amounts may vary depending on the bank’s policies and the time of borrowing.
Benefits of Financing a 2.4-Ton Truck
Financing a 2.4-ton truck offers several advantages:
- Reduced Financial Pressure: You don’t need to pay a large sum upfront, allowing for efficient cash flow allocation.
- Quick Vehicle Ownership: Loan procedures are simple and fast, helping you quickly own the truck and start your business.
- Flexible Payment Options: You can choose a loan term and installment plan that suits your financial capabilities.
Contact Us for Hyundai IZ49 Truck Financing Consultation
For more detailed information about financing programs for the 2.4-ton Hyundai IZ49 truck, please contact Hotline: 0904 823 889 for specific advice on procedures, interest rates, and promotions.
We are dedicated to offering you the most optimal financial solution, making it easy for you to own a Hyundai IZ49 Do Thanh truck.