What types of investments can be made through an SAO account? Are there any restrictions on investments made through NRO/SAO accounts?
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- Can I set up standing instructions for payments from my SAO account? What are the nominee rules for NRO accounts?
- Can an NRI have both NRO and SAO accounts? Under what circumstances would an NRI choose an NRO account over an SAO account?
- How does the concept of "deemed to accrue or arise in India" apply to income credited to NRO/SAO accounts? What are the rules for determining the source of income for taxation of NRO/SAO account holders?
- Are Form 15CA and Form 15CB required for SAO account transactions?
- What are the exchange rates offered by banks for remittances through NRO/SAO accounts?
- Can I use my NRO/SAO account for receiving income from business or profession in India? Are there any specific regulations for receiving business/professional income into an NRO/SAO account?
- What information is required to initiate an international transfer to an NRO/SAO account?
- What are the penalties for not paying advance tax on time? What is the Permanent Account Number (PAN) and why is it important for NRIs having NRO/SAO accounts?
- Is there any limit on the amount that can be repatriated from an NRO account? Is there any limit on the amount that can be repatriated from an SAO account?
- Can I use my NRO account for business transactions? Can I use my SAO account for business transactions?
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