What are the rules regarding the operation of a minor's NRO/SAO account by a guardian?
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- What is the Prevention of Money Laundering Act (PMLA) and how does it relate to NRO/SAO accounts?
- What are the tax implications of dividend income earned on investments made through NRO/SAO accounts? What are the tax implications of capital gains earned on investments made through NRO/SAO accounts?
- Are there any charges for maintaining an SAO account?
- What are the legal procedures involved in claiming funds from an NRO/SAO account after the death of the account holder? Are there any double taxation relief mechanisms available for inheritance of assets held in India by NRIs?
- How do FATCA and CRS impact NRO and SAO account holders?
- Can I obtain a loan in India as an NRI using my SAO account as collateral?
- Can I avail loan facilities against my NRO account deposits? Can I avail loan facilities against my SAO account deposits?
- Are the interest rates on SAO fixed deposits different from resident fixed deposits? What is the tenure for NRO fixed deposits?
- Can I negotiate the exchange rates for large remittances through my NRO/SAO account? What are the SWIFT codes and their importance for international transfers to/from NRO/SAO accounts?
- Can I set up standing instructions for payments from my NRO account?
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