What are the rules for operating an NRO/SAO recurring deposit account? What are the tax implications of interest earned on NRO/SAO recurring deposits?
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- Can I transfer funds from my overseas account to my NRO account? Can I transfer funds from my overseas account to my SAO account?
- How does the concept of "deemed to accrue or arise in India" apply to income credited to NRO/SAO accounts? What are the rules for determining the source of income for taxation of NRO/SAO account holders?
- What are the features of a typical SAO savings account?
- What are the specific requirements for opening an NRO/SAO account for minors? Can a minor operate an NRO/SAO account independently?
- Can I use my SAO account to pay for my child's education in India? Can I use my NRO account for medical expenses of my family in India?
- Is there a central portal or resource for information on NRO/SAO accounts? What is the role of authorized dealers (ADs) in relation to NRO/SAO accounts?
- Can the RBI impose penalties for violations related to NRO/SAO accounts?
- What is the purpose of an SAO account?
- Can I avail a loan against my NRO fixed deposit? Can I avail a loan against my SAO fixed deposit?
- Can a Power of Attorney holder operate an NRO account? Can a Power of Attorney holder operate an SAO account?
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