What are the implications of gifting funds from an NRO account to a resident Indian? What are the implications of gifting funds from an SAO account to a resident Indian?
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- What are the tax implications of investing in Treasury Bills through NRO/SAO accounts?
- How does the concept of "deemed to accrue or arise in India" apply to income credited to NRO/SAO accounts? What are the rules for determining the source of income for taxation of NRO/SAO account holders?
- What are the documentation requirements for NRI loans in India? Can I use my NRO/SAO account to pay my loan EMIs in India?
- Can I repatriate funds from an SAO account? What are the regulations regarding repatriation of funds from an NRO account?
- Can I use my NRO/SAO account for making travel bookings within India? Can I use my NRO/SAO account for paying utility bills in India?
- Can I avail a loan against my NRO fixed deposit? Can I avail a loan against my SAO fixed deposit?
- How do banks communicate changes in NRO/SAO account regulations to their customers? What are the penalties for non-compliance with NRO/SAO account regulations?
- What are the disadvantages of having an SAO account?
- Can I set up standing instructions for payments from my SAO account? What are the nominee rules for NRO accounts?
- What are the withdrawal limits and charges for using international debit cards at Indian ATMs? What are the advantages of using an NRO/SAO debit card in India compared to an international debit card?
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