What are the dormancy rules for NRO/SAO accounts? What happens if my NRO/SAO account becomes dormant?
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nro sao
- Can an NRO account be converted into an SAO account?
- How can I track the status of an international transfer to/from my NRO/SAO account?
- What is the Aadhaar card and is it mandatory for NRIs having NRO/SAO accounts?
- What is the tenure for SAO fixed deposits?
- What are the charges for using an NRO/SAO debit card? What are the daily transaction limits for NRO/SAO debit cards?
- How do banks conduct enhanced due diligence for account holders from high-risk jurisdictions? What are the potential challenges faced by NRIs in opening and operating NRO/SAO accounts?
- What are the cybersecurity risks associated with online and mobile banking for NRO/SAO accounts? What are the best practices for ensuring the security of online and mobile banking for NRO/SAO accounts?
- What information is reported by banks under FATCA/CRS for NRO/SAO accounts? Can I obtain a loan in India as an NRI using my NRO account as collateral?
- Are the interest rates on SAO fixed deposits different from resident fixed deposits? What is the tenure for NRO fixed deposits?
- Is TDS applicable on interest earned on SAO accounts?
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